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tavonexirqua

Privacy Policy

Your privacy matters to us. This comprehensive policy explains how tavonexirqua collects, uses, protects, and manages your personal information in accordance with Australian Privacy Principles.

Last Updated: January 15, 2025 | Effective Date: January 20, 2025

Information We Collect

tavonexirqua collects various types of information to provide you with personalised financial education and money mindset development services. The information we gather helps us understand your learning preferences and deliver relevant educational content.

  • Personal identification information including your full name, email address, phone number, and postal address when you register for our programs
  • Professional information such as your occupation, income level, financial goals, and current money management practices
  • Technical information including your IP address, browser type, device information, and website usage patterns through cookies and analytics tools
  • Communication records from your interactions with our support team, including emails, chat logs, and phone call summaries
  • Educational progress data tracking your completion of courses, quiz results, and learning milestones
  • Payment information processed securely through third-party payment processors, though we don't store complete credit card numbers

We never collect sensitive financial account details such as bank account numbers, credit card information, or investment portfolio specifics unless explicitly required for educational case studies with your written consent.

How We Use Your Information

Your information serves multiple purposes within our educational platform. We use collected data to create meaningful learning experiences tailored to your financial education journey.

We process your personal information to deliver course materials, track your educational progress, and provide personalised recommendations for additional learning resources. Your communication preferences help us send relevant updates about new courses, webinars, and educational content that aligns with your interests.

Technical data enables us to improve website functionality, diagnose technical issues, and enhance user experience across different devices. We analyse usage patterns to identify popular content areas and develop new educational materials that address common financial learning needs.

Your professional information helps us understand the diverse backgrounds of our learning community and create content that resonates with various career stages and financial situations. This demographic insight guides our curriculum development without compromising individual privacy.

We do not use your information for automated decision-making that could significantly impact your financial opportunities or educational access.

Information Sharing and Disclosure

tavonexirqua operates with a strict policy regarding information sharing. We understand that trust forms the foundation of effective financial education, and we protect your privacy accordingly.

We share information with carefully vetted service providers who assist in delivering our educational programs. These include email marketing platforms for course communications, learning management systems for content delivery, and customer support tools for assistance requests.

  • Educational technology partners who provide course hosting and interactive learning tools
  • Payment processors for secure transaction handling, though they operate under their own privacy policies
  • Analytics providers who help us understand website usage patterns and improve user experience
  • Email service providers for delivering course updates, newsletters, and educational content
  • Customer relationship management platforms for personalised support and communication tracking

We may disclose information when required by Australian law, court orders, or to protect the safety and security of our users and platform. Such disclosures occur only when legally mandated and are limited to the minimum information necessary.

In the unlikely event of a business merger or acquisition, user information may be transferred to the acquiring entity, but only under equivalent privacy protection standards.

Data Security and Protection

Protecting your personal information requires multiple layers of security measures. tavonexirqua employs industry-standard security protocols to safeguard data throughout collection, storage, and transmission processes.

All data transmission occurs through encrypted connections using SSL/TLS protocols. Our servers are housed in secure facilities with restricted access, environmental controls, and continuous monitoring. Regular security audits and penetration testing help identify and address potential vulnerabilities.

Access to personal information is restricted to authorised personnel who require access for legitimate business purposes. Staff members undergo privacy training and sign confidentiality agreements. We implement role-based access controls ensuring individuals can only access information necessary for their specific responsibilities.

Despite these comprehensive security measures, no online platform can guarantee absolute security. We encourage users to maintain strong passwords, log out after sessions, and report any suspicious activity immediately.

In the event of a data breach affecting your personal information, we will notify you within 72 hours as required under Australian privacy legislation and provide clear guidance on protective actions you can take.

Your Privacy Rights Under Australian Law

As an Australian resident, you have specific rights regarding your personal information under the Privacy Act 1988 and Australian Privacy Principles. tavonexirqua respects these rights and provides clear processes for exercising them.

  • Access your personal information we hold and request copies of your data in commonly used formats
  • Correct inaccurate or outdated information and update your profile details at any time
  • Request deletion of your personal information, subject to legitimate business and legal retention requirements
  • Restrict processing of your information for specific purposes while maintaining access to educational services
  • Object to certain uses of your information, particularly for marketing communications
  • Withdraw consent for voluntary information sharing without affecting core educational services

To exercise these rights, contact our privacy officer using the details provided at the end of this policy. We respond to valid requests within 30 days and provide clear explanations if requests cannot be fulfilled due to legal or legitimate business reasons.

You also have the right to lodge complaints about our privacy practices with the Office of the Australian Information Commissioner if you believe we have not adequately addressed your concerns.

Data Retention and Deletion

tavonexirqua maintains clear policies regarding how long we retain different types of personal information. Retention periods balance legitimate business needs, legal requirements, and privacy principles.

Information Type Retention Period Deletion Process
Course Registration Data 7 years after course completion Automatic deletion with audit trail
Communication Records 3 years from last interaction Secure deletion from all systems
Website Usage Analytics 26 months maximum Automated anonymisation process
Marketing Preferences Until withdrawn or 5 years inactive Immediate removal upon request
Payment Transaction Records 7 years for tax compliance Secure destruction after retention period

When information is deleted, we ensure complete removal from active systems, backups, and archived data. Some information may be retained in anonymised form for statistical analysis and service improvement purposes.

Cookies and Tracking Technologies

tavonexirqua uses cookies and similar technologies to enhance your learning experience and understand how users interact with our platform. These small data files help personalise content and remember your preferences across sessions.

Essential cookies enable basic website functionality including login sessions, course progress tracking, and security features. These cookies are necessary for the platform to function properly and cannot be disabled without affecting core services.

Analytics cookies help us understand user behaviour, popular content areas, and technical performance issues. This information guides website improvements and educational content development. You can opt out of analytics tracking through your browser settings or our cookie preferences center.

Marketing cookies track your interests and interactions to provide relevant educational recommendations and promotional content. These cookies can be disabled while maintaining full access to educational services.

You can manage cookie preferences through your browser settings or our cookie consent tool. Disabling certain cookies may limit some personalisation features but will not affect access to core educational content.

International Data Transfers

While tavonexirqua operates primarily within Australia, some of our technology partners and service providers may be located overseas. When international data transfers occur, we ensure adequate protection through appropriate safeguards.

Data may be transferred to countries with adequate privacy protections as recognised by Australian privacy legislation, including New Zealand, European Union member states, and other jurisdictions with equivalent privacy frameworks.

For transfers to countries without adequate protections, we implement additional safeguards such as contractual privacy clauses, certification schemes, or other mechanisms approved by the Office of the Australian Information Commissioner.

You have the right to request information about specific international transfers affecting your personal information and the safeguards we have implemented to protect your privacy across borders.

Changes to This Privacy Policy

tavonexirqua may update this privacy policy periodically to reflect changes in our practices, legal requirements, or service offerings. We believe in transparency and will communicate significant changes clearly to our users.

Minor updates such as clarifications or contact information changes may be made without specific notification, though the last updated date will reflect these modifications. Significant changes affecting how we collect, use, or share personal information will be communicated through email notifications to registered users.

We encourage you to review this privacy policy periodically, especially before providing additional personal information or enrolling in new educational programs. Continued use of our services after policy updates indicates acceptance of the revised terms.

Previous versions of our privacy policy are available upon request for users who need to understand how their information was handled under earlier policy versions.

Privacy Contact Information

For privacy-related questions, concerns, or to exercise your privacy rights, please contact our Privacy Officer:

tavonexirqua Privacy Officer
Suite 26/25-31 Grafton St
Cairns City QLD 4870, Australia

Email: privacy@tavonexirqua.com
Phone: +61 7 4050 3033
Business Hours: Monday - Friday, 9:00 AM - 5:00 PM AEST

We aim to respond to all privacy inquiries within 5 business days and resolve requests within 30 days of receipt.